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title: The Value Report - April 2016
description: Machen McChesney releases The Value Report. Here you will find regular tips to help with your business and personal finances.
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Returning Value to you through our monthly e-newsletter, The Value Report.

| Not rendering correctly? View this email as a web page here. At Machen McChesney we are committed to Returning Value to you through our monthly e-newsletter, The Value Report. Here you'll find regular tips to help with your business and personal finances, as well as strategies to grow and more efficiently run your organization.  Table of Content New Law Permanently Extends Tax Break Comparing Cash Flow to Business Profit Think Twice Before Spending HSA Money Four Basic Baskets of Interest Expenses What's New at Machen McChesney  New Law Permanently Extends Tax Break The Research Credit Is Back for Good Like Arnold Schwarzenegger's character in The Terminator, the research credit is back. This valuable tax break, which had officially expired and been restored more than a dozen times in the past, was extended again by the Protecting Americans from Tax Hikes (PATH) Act, retroactive to the beginning of 2015.  What's more, the credit has been made permanent, with certain modifications, by the new PATH Act. Continue reading. Comparing Cash Flow to Business Profit Understand and realize the key differences Don’t be fooled into thinking that cash flow and profit are the same thing. In fact, there are major differences. Cash flow is dynamic and moves daily, while profit is a snapshot of income and expenses at a specific point in time. Understanding this comparison, and acting upon it, can be significant for a small-business operation. Continue reading. Think Twice Before Spending HSA Money As employers have increasingly turned to high-deductible healthcare plans to offset sharp increases in employees’ healthcare plan costs, some employees have taken advantage of available Health Savings Accounts (HSA) as a way to manage these high deductions. Similar to an IRA, employees contribute a certain percentage of their pay through pre-tax deductions that accumulate tax-free until the money is spent on approved medical costs. Continue reading. Four Basic Baskets of Interest Expenses Divide interest into these categories Are interest expenses deductible? The answer is a complicated "yes and no". Essentially, it depends on the type of interest expense incurred.  Although there are technically other types, interest expenses can be lumped into four main baskets for tax purposes. Continue reading.  What's New at Machen McChesney? Sponsorships, new hires, announcements Continue reading. We hope you found value in The Value Report you've received this month. We look forward to finding even more ways to Return Value to you in the future.  Please feel free to visit our website or visit our blog at any time during the month to interact with additional valuable resources and helpful information.   If you have any questions on the topics above, please feel free to send us a message.   Thanks, Machen McChesney   Share our insights with your connections:      Auburn-Opelika: 1820 East University Drive \| Auburn AL 36830 Montgomery: 1761 Taliaferro Trail \| Montgomery AL 36117 www.machenmcchesney.com You received this email because you are subscribed to Monthly E-Newsletters from Machen McChesney. Update your email preferences to choose the types of emails you receive.  Unsubscribe from all future emails  |
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